Mortgage Blog

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10 Commandments Of Your Pre Approval

November 15, 2021 | Posted by: Brad Nemes

10 Commandments Of Your Pre Approval

These are things to consider while buying your home...

THOU SHALL NOT...

  1. Change Jobs, or become self-employed or quit your job.
  2. Buy and Finance a car, truck, or van. (Unless you wish to live in it).
  3. Use credit cards OR Lines of credit excessively or let current accounts fall behind, or increase the balances from when we reviewed your debt. 
  4. Spend the money you have put aside for closing.
  5. Omit debts or liabilities from your loan application.
  6. Buy and Finance furniture OR appliances before you buy your house.
  7. Originate any inquiries into your credit.
  8. Make large or cash deposits without checking with your Mortgage Broker.                                                                                                                            If you plan on using crypto currency funds for your down payment, please let us know as soon as possible. 
  9. Change or close any bank accounts, or move any funds until we have approved the down payment. 
  10. Co-sign a loan for ANYONE.

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